Our currency.
Our circle.
Our community.
In a climate that wasn't built for us, we build for each other. Kinfund is a crowdfunding raffle where members pool monthly dues to capitalize a new community business — about $25,000 every cycle.
- $25K
- per round funded
- $120
- monthly dues
- 100%
- member-owned
Why now
The climate changed. So did the answer.
Social, racial, and economic pressure isn't waiting for permission. Neither are we. The dollar that leaves our neighborhood doesn't come back — unless we keep it circulating among ourselves.
Kinfund is a blueprint for preserving community currency: every member's $120 a month becomes someone else's grand opening. A barbershop. A bakery. A corner store owned by the family next door.
"We don't wait for capital. We become it."
The mechanism
A simple loop, turning forever.
Join the circle
Pay a one-time $500 membership to claim your seat at the table. Submit your business plan to be eligible to draw.
Pool the pot
Members contribute $120 monthly in dues. Every dollar flows into a transparent, member-owned fund.
Raffle the round
Each cycle a vetted business plan is drawn and capitalized with approximately $25,000 in startup funding.
Build the block
Recipients open doors, hire neighbors, and keep paying dues — so the next member can rise. Partner up for bigger plays.
Membership
One seat. Endless upside.
- One-time membershipAdministrative + insurance reserve$500
- Monthly duesCapitalizes the next member's draw$120
- Per round fundedAwarded with verified business plan≈ $25,000
- PartnershipsPool with co-members for bigger playsAllowed
Awarded each cycle to a member with an approved business plan. Eligibility unlocks 30 days after onboarding.
All figures are program targets. Funding amounts adjust based on member count and cycle reserves. Membership subject to plan review and community guidelines.
The blueprint
Every block needs all of these.
The same blueprint builds a whole economy. Members fund neighbors across every storefront a community actually uses.
Questions, answered straight.
Who can become a member?+
Anyone 18+ with a business plan — existing operator or first-time founder. We review for viability and community fit, not credit scores.
What does the $500 cover?+
Onboarding, member portal access, administrative costs, and insurance reserves that protect the pool. It is not part of the funding pot.
How is the raffle fair?+
All draws are conducted on a recorded call with verified members present. Plans are reviewed by a rotating committee before becoming eligible.
Can members partner?+
Yes. Two or more members can combine their entries and plans to pursue larger ventures — co-owned restaurants, multi-unit real estate, etc.
What if I miss dues?+
A 15-day grace period applies. Beyond that, raffle eligibility pauses until the account is current. Members can resume without penalty.
The next round funds someone.
Let it be your neighbor.
Apply for membership, submit your plan, and join the founding cycle. We open seats in waves to keep the community strong.